Project

MicroFinance Consulting is primarily engaged in the development of business plans, EU projects, feasibility and cost-effectiveness studies. MFC has significant experience in writing business plans and projects for EU funds. We have achieved successful cooperation with several funds and international organizations from the EU, as well as with the ministries of the Republic of Serbia. MFC will carry out all the necessary preparation for your company to develop a business plan or project for EU funds. IPA and IPARD projects.

MFC provides its clients with the service of creating a business plan, i.e. creating a business plan and projects for all business areas:
1. business plan – business plan for agriculture (farming and livestock)
2. business plan – business plan for technical and technological activities
3. Projects for IPA funds (for municipalities and NGOs)
4. Projects for IPARD II funds
A quality business plan - a business plan is necessary when starting any new business or expanding and improving existing business activities, as well as when submitting loan applications or seeking funds offered by non-banking financial institutions (domestic and foreign funds, European Union funds, etc.)

IPARD II Grants

The information provided in the text below is for informational purposes only and is subject to change at the time of publication of the Public Call for all program measures.
GRANTS IPARD II is a European Union program that represents the Instrument for Pre-Accession Assistance in the field of rural development - achieving European standards and increasing competitiveness. The program has been approved by both the EU and the Republic of Serbia.
The donation program is implemented through the Ministry of Agriculture - Agricultural Payments Administration.
Donation calls are announced once a year. The total budget is 229,970,558 EUR.

IPARD Fund Programs

1. IPARD MEASURE 1: Investments in physical assets of agricultural holdings – purchase of tractors (IPARD tractors)
   The total budget is 101,386,667 EUR.
   Investments relate to 4 sectors:
   – Milk production
   – Meat production
   – Fruit and vegetable production
   -Other crops
   IPARD incentives are determined as a percentage of the value of eligible investment costs, reduced by the amount of value added tax, as follows:
   1) 60% of the total eligible costs, or
   2) 65% of the total eligible costs – if the beneficiary is a person referred to in Article 3, paragraph 1, items 1) and 2) of this Regulation who is under 40 years of age on the date of the decision to approve the project;
   3) 70% of total eligible costs – if the investment location is in mountainous areas in accordance with a special regulation determining areas with difficult working conditions in agriculture.
   The value of eligible overhead costs cannot exceed 12% of the value of eligible costs of the investment in question.
   The beneficiary receives IPARD incentives, regardless of the total value of the investment, within the following limits:
   1) for the fruit sector, vegetable sector and other crops sector in the amount of 5,000 to 700,000 euros;
   2) for the milk sector and the meat sector in the amount of 5,000 to 1,000,000 euros.

Ineligible IPARD costs:

1) taxes, including VAT;
2) customs duties, import and other duties;
3) purchase, lease or lease of land and existing facilities, regardless of whether the lease will result in a change of ownership;
4) fines, financial penalties and court costs;
5) operating expenses;
6) used machinery and equipment;
7) banking costs, guarantee costs and similar costs;
8) conversion costs, costs and losses in terms of exchange rate differences in relation to the IPARD dedicated account, as well as other purely financial costs;
9) contributions in kind;
10) maintenance, depreciation or lease costs;
11) acquisition of an investment object through leasing, compensation, assignment and cession or acquisition in another manner that represents the extinguishment of an obligation through debt offsetting;
12) purchase of investment items by cash payment.
The beneficiary can receive up to 1,500,000 million euros of public support under the IPARD program.

2. IPARD MEASURE 3: Investments in physical assets related to the processing and sale of agricultural and fishery products. Total budget is EUR 82,946,667
   Investments relate to 3 sectors:
   • Milk and dairy products,
   • Meat and meat products,
   • Fruit and vegetable sector
   Amount of donations from the value of total investments:
   • 50% of total eligible costs, or
   • Investments related to waste storage, the maximum aid intensity may be higher by 10% (maximum 60%)
   Minimum and maximum refund amounts
   Milk processing (min. €20,000; max. €2,000,000);
   Meat processing (min. €20,000; max. €1,000,000);
   Fruit and vegetable processing (min. €20,000; max. €1,000,000).

IPARD Measure 7. Diversification of agricultural holdings and business development.
Investments refer to investments in the construction and/or reconstruction and/or equipping of a facility for providing tourist and hospitality services.
IPARD Fund – IPARD Measure 7 is determined as a percentage of the value of eligible investment costs, reduced by the amount of value added tax, up to 65% of the value of total eligible investment costs.
Minimum and maximum amounts of total eligible investments:
• The minimum refund amount is 5,000 euros;
• The maximum amount of refund is 300,000 euros;

IPARD Measure 9. Technical assistance. IPARD Measure 9 will support technical assistance and costs incurred in implementing the IPARD programme.

Projects for IPA II and IPARD II EU funds 

The intensification of the European integration process with the start of negotiations for membership in the European Union in January 2014 has brought great challenges in terms of reforms that need to be implemented in all areas of the public sector, economy and society. At the same time, 2014 is the first year of the new seven-year financial perspective of the European Union, during which Serbia will be able to use funds from the Instrument for Pre-Accession Assistance - IPA and IPARD.

The areas under IPA II and IPARD II are:
• Reforms as part of preparations for EU membership and institution and capacity building;
• Socio-economic and regional development;
• Employment, social policies, education, promotion of gender equality and human resources development;
• Agriculture and rural development
• Regional and territorial cooperation

MFC will carry out all necessary preparations for your company to develop a business plan or projects for EU funds (determining the content, financial analysis and, if necessary, the technological and organizational aspects of the business plan).

MFC provides financial advice to clients in order to obtain a loan for investment:
1. loans from commercial banks in the country
2. loans from banks abroad
3. obtaining a loan from the Development Fund
4. obtaining funds from international financial institutions (EIB, EBRD)

MFC has significant experience in writing business plans and projects for EU funds (IPARD, IPA). We have achieved successful cooperation with several funds and international organizations from the EU, as well as with ministries of the Republic of Serbia.
We are ready to support you with our resources and knowledge in order to progress and develop your business, knowing that the right support is necessary and will mean a lot to your business.