MicroFinance Consulting provides its clients with banking consulting, i.e. financial consulting when choosing a banking product - choosing a bank, choosing the type of banking service, its purpose, the duration of the banking service - maturity, the dynamics of repaying borrowed funds, etc.
If you need expert assistance in choosing a bank, clarification of the services (banking products) that the bank offers, which bank has the most favorable conditions, or selecting a banking product, call us and schedule your appointment!
As we faced the global COVID-19 pandemic in 2020, many banking sectors changed their way of working. Bank employees had the opportunity to perform their business activities outside the bank's business premises, or rather, in their private environment, and they opted for such a way of working. Commercial banks were one of the first institutions to start implementing this method of work, which they continued with in 2021.
The possibility of working from home has reduced the possibility of information flow from bank employees to interested clients. The useful service of banking advice has been reduced due to the change in the working environment of bank employees, i.e. the lack of business activities of bankers in branches and sub-branches. For businessmen, access to adequate information on the best choice of banking products, possibilities and methods of borrowing, i.e. the use of banking services, has been significantly reduced during the previous and this year. Namely, currently a very small number of bank employees, i.e. credit advisors are physically present in the bank premises, with whom a business person could schedule a meeting and receive information about loans. Direct communication that takes place “face to face” and not by telephone provides greater opportunities and a better understanding of “what the other party wanted to say”. Shortening the conversation for the banker as well, unnecessary guidance and explanation can sometimes be counterproductive for you as a potential user of the service. Perhaps, due to a lack of information or a misunderstanding of “what the banker wanted to say”, you will make the wrong decision due to the wrong choice of either the bank or the service you plan to use.
When making a decision on the type and method of borrowing, interested parties want to receive advice from a professional who either works in certain positions in banks or other financial institutions, however, increasingly interested businessmen are unable to contact such a person at the bank itself, or very often when calling the bank by phone, the potential client is redirected to the Call Center, which, given its scope of work, is unable to provide more detailed and extensive information about the requested banking service, or is unable to provide answers to specific questions, but is based exclusively on general information. If they want more information, the potential client, or the caller, is given instructions for accessing the website, where they must research the possibilities of borrowing on their own. In the above situation, businessmen may be faced with a series of technical terms and stated indicators that do not make it easier for them to make a decision, but only lead the client to new, unclear questions.
Our goal is to provide business people with advisory services that they can also obtain from commercial banks or other financial institutions, whose services they plan to use, with the difference that we are able to take the time and provide clarifications on all our proposals and suggestions, observing the operations of all banks and the services they offer, and on the other hand, we provide advice based on the needs of the client himself.
The purpose of financial advice in the field of banking is to help business people choose the appropriate banking service and business bank from which they can borrow money on the most favorable terms, i.e. under terms that best suit their planned business activities. It is very important to choose the right type of banking product, which is in line with your needs and goals, i.e. it is necessary to align borrowing with your business and cash flows.
The most common banking products used by business people are:
Our company can provide you with answers to all your questions, and we have highlighted the following as the most frequently asked by our clients:
Financial consulting in the field of banking for legal entities also includes consulting on overcoming specific situations to which your company is exposed, and for which you are not sure whether they have a negative impact on the possibility of borrowing from a particular financial institution.
Also, on our website you have the option to calculate monthly annuities (installments) per loan, as well as the total amount of principal and interest. There is a link at the end of the text that takes you to the loan calculator. Click here
Considering the needs of each individual entrepreneur is the basis for their realization. With us, you can schedule a meeting and get all the necessary information in one place about the possibilities and methods of realizing a loan with a bank or other financial institution.
Koristimo neophodne kolačiće da bi sajt radio. Uz vašu dozvolu koristićemo i opcione kolačiće za funkcionalnost, analitiku i marketing. Izbor možete promeniti u svakom trenutku.
Potrebni su za osnovne funkcije, bezbednost i čuvanje vašeg izbora. Ne mogu se isključiti.
Pomažu nam da razumemo korišćenje sajta i unapredimo njegov rad.
